Graduate students can borrow up to 20 500 annually and 138 500 total which includes.
Subsidized student loan amounts per year.
Based on these criteria undergraduates can borrow a maximum of 9 500 to 12 500 annually and 57 500 total.
The amount you may borrow is determined by your level of study as follows.
Subsidized and unsubsidized loans are capped at 31 000 through four years of an undergraduate education if you re a dependent student.
Each of these loan limits for federal student loans is per year.
Third and fourth year undergraduate students 7 500 with no more than 5 500 as subsidized loans.
A maximum of 3 500 may be subsidized.
If your subsidized total is less than.
Second year 29 1 59 credits 6 500.
Second year undergraduate students 6 500 with no more than 4 500 as subsidized loans.
A maximum of 3 500 may be subsidized.
5 500 if you re a first year student enrolled in a program of study that is at least a full academic year no more than 3 500 of this amount may be in subsidized loans.
A maximum of 3 500 may be subsidized.
As an independent undergraduate student you can borrow up to 57 500 towards your undergraduate degree.
If for example your subsidized loan total in year one as a dependent undergrad is 3 500 you are limited to 2 000 in unsubsidized loans for that year.